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Best Debt Relief Companies

Home » Best Debt Relief Companies

(Top 20) Best Debt Relief Companies 

This is the list of the top 20 best debt relief companies for 2023. However, the order of the list has no correlation to the ranking of each company – it’s alphabetically organized. Click on the company’s name to read more about its services, ratings, complaints, and reviews. Debt relief, consumer credit counseling, and consolidation companies are all included in this list. Since these are companies in different industries and each program is not the same, we don’t pick a best debt relief company.  That said, make sure you understand the differences between these options. You can learn more about each option by visiting our credit card relief program page here. 

Prosper Loans Review

Prosper Loans Review: Prosper Financial (legally known as Prosper Marketplace, Inc.) is a lending platform that originates loans through WebBank, an FDIC-insured bank. However, after loans are originated, WebBank sells the loan back to Prosper, who then sells the...

Credible Loan Reviews Reviews: Is Credible Legit? Are you considering using Credible for a personal loan? This review of Credible Loans will provide you with all the necessary information to make an informed decision about your borrowing options. Who is Credible? Credible is a...

Fiona Loans Review

The following Fiona loans review will illustrate how this company operates, details of complaints found online, and its overall reputation. Look closely at the pros and cons of using Fiona's loans compared to other debt consolidation lenders. And don't forget to also...

LightStream Personal Loans Reviews

Read this LightStream Personal Loan review before you apply for a loan. Our research may help you make a more informed decision and illustrate new facts you didn't know about this lender. Also, compare LightStream reviews versus other lenders and debt relief companies...

OneMain Financial Debt Consolidation Reviews

OneMain Financial Review for 2023 Are you considering a debt consolidation loan with OneMain Financial? Reviews online can help you better understand the company's products and reputation. In addition, you can gain valuable insights just from seeing past clients'...

American Consumer Credit Counseling Reviews

American Consumer Credit Counseling Inc, Review for 2023 The debt relief experts at conducted the following American Consumer Credit Counseling review. We analyzed the Internet's most credible sources to retrieve the facts about this company and...

Reviews: Americor Debt Relief

Are you considering debt consolidation options and want to learn more about Americor? Reviews from the internet can help you better understand how the company operates and collect real valuable feedback from its customers. The following summary provides a detailed...

Accredited Debt Relief Reviews

The 2023 Accredited Debt Relief Review Drowning in debt can feel overwhelming. However, before enrolling in a debt relief service, be sure to compare all your options; understand how the program works, its pros and cons, fees and costs, and the company’s credentials....

Avant Personal Loan Reviews

Avant Personal Loans Review for 2023 Are you looking to consolidate debt with a personal loan? Avant reviews will help you better understand where this lender shines and where it falls short of clients' expectations. Is Avant good for personal loans? For a clear...

CESI Debt Solutions Review

CESI Debt Solutions Review (for 2023) The Following CESI Debt Solutions Review Includes Details About the Company's –  Debt relief services and the effect they can have on credit scores  Licenses and accreditations  Costs and fees for its services  Online reputation...

ClearOne Advantage Reviews

ClearOne Advantage, LLC (Review for 2023): This ClearOne Advantage review will help you evaluate their debt relief service, understand how it works and compare it to other top-rated companies. Details about ClearOne Advantage complaints found online, the cost of its...

Consolidated Credit Solutions Review

This Consolidated Credit Solutions review for 2023 provides a detailed overview of the company's services and reputation. It covers customer testimonials, pricing details, and important information about Consolidated Credit. Consolidated Credit Solutions, Inc. is a...

Credit9 Lending Reviews

Credit9 Review for 2023 If you're searching for reputable lending options, debt relief, or a personal loan, this Credit9 Lending review is a good place to start your research. Credit9 offers debt consolidation loans through various websites, including...

CuraDebt Reviews

The following CuraDebt review shares information about their debt relief program and its cost, pros and cons, and overall reputation–and all from an unbiased point of view. We've gathered the facts from credible internet sources and will present our findings....

Debt Reduction Services Reviews

Debt Reduction Services Inc., Reviews for 2023 (complaints, cost & FAQs) If you are looking for help with your credit card debt – reduction, relief and consolidation options are advertised all over the internet. How can you tell if it's a scam or legit? A...

Greenpath Debt Solutions Reviews

GreenPath Financial Wellness and Credit Counseling Review If you're searching for a debt solution, GreenPath Financial Wellness reviews will help you understand more about this company as an option. GreenPath Debt Solutions is a non-profit credit counseling...

InCharge Debt Solutions Review

InCharge Debt Solutions Review for 2023 InCharge Debt Solutions reviews are mixed with positive and negative customer reviews. InCharge Debt Solutions has over 2,000 TrustPilot reviews with an average rating of 4.6 out of 5 stars, but they also have a rating of 2.5...

JG Wentworth Debt Relief Review

JG Wentworth Debt Relief Review for 2023 Our team of debt relief industry experts gives it to you straight inside this JG Wentworth debt relief review. We will give you the good and the bad we found in our research about J.G. Wentworth. Reviews from across the...

Review LendingTree Personal Loans

Review LendingTree Personal Loans as of 2023 LendingTree Personal Loan Reviews reflect an innovative platform that allows users to browse offers for loans from multiple companies. The LendingTree database pairs users with loans, lenders, and offers that are tailored...

National Debt Relief Reviews for 2023

National Debt Relief Review, by industry expert National debt relief reviews from reputable sources online were analyzed, including positive and negative reviews. In addition, we checked regulatory agencies for complaints about National Debt Relief and verified their...

When looking for the best debt relief companies, there are several factors to consider.

Here are some key things to look for:

Debt settlement cost: 

How much does a debt settlement company charge and how are the fees earned? Companies that charge up-front fees are operating illegally. A fee can only legally get charged after the negotiator obtains a settlement on your behalf. 

Look for companies that offer transparent pricing and do not charge upfront fees. Also, make sure that the fees are reasonable and in line with industry standards.

Debt consolidation fees: 

What are the loan origination fees and interest rates? Are there any other fees (including hidden costs)? Closely review the consolidation loan contract. 


Is the company only pitching the positives over the phone, or are they transparent and honest about the pros and cons? For example, for debt settlement companies, how is a lawsuit handled? 

Are there clear disclosures on the company’s website, and does the website’s content match what they’re telling you over the phone?

What does the company offer? 

Look for companies that offer a range of services to help you get out of debt, including debt consolidation, debt settlement, and credit counseling. This will ensure that you have options to choose from and can find the right solution for your needs.

For example, the best debt settlement companies also offer debt consolidation loans for qualified clients. These loans are used to fund a client’s settlements helping them finish the program faster. 

Licenses and Accreditations: 

Look for companies that are accredited by reputable organizations such as the National Foundation for Credit Counseling (NFCC) or the American Fair Credit Council (AFCC). These organizations set standards for ethical and professional behavior among debt relief companies.

The company also needs to be a licensed provider. Look for companies that are licensed and regulated by state and federal agencies. This will ensure that they are operating legally and ethically.

Consumer credit counseling companies must be registered, approved and licensed in every state they operate. You can verify if a consumer credit counseling company is licensed at the Department of Justice website

Debt consolidation companies should have a lender’s license. A link on the home page of the company’s website is often connected to their lender’s license, making it easy to confirm. Verify the company’s license type and validate that it’s active. indicates if a company is licensed and the type of license they have inside our company reviews. 

Online reviews: 

Check the internet for both positive and negative reviews. How’s the company’s reputation? Check other third-party websites, including BBB, Reddit, TrustPilot, TrustedCompanyReviews, and Yelp.

Time in business (i.e., experience): 

Look for companies with a proven track record of success. Check their history and read customer reviews to get an idea of how they’ve helped other people in similar situations.

A company’s BBB profile page illustrates how long the company has been in business. The longer, the better! 

BBB rating, complaints and profile:

The BBB is a great place to start your research about any company in any industry. You can view how long a company has been in business, its BBB rating, company information and manager details, and most importantly you can view the number of complaints against a company and the details of each complaint.

Excellent Customer Service:

Look for companies that offer excellent customer service and are responsive to your needs. This will be important if you have questions or concerns about the debt relief process.