National Debt Relief & Credit Card Relief Options Available for 2016
By understanding all of your debt relief options, you are empowering yourself with the necessary knowledge to resolve your debt issues in the most effective manner or to enroll into the right credit card hardship program. In 2016, student loan debt has reached an all-time-high! Take a look!
According to a Federal Reserve analysis, the average credit card debt in US households stands at $15,609. It has been confirmed that credit card debt is the third biggest source of household debt.
So what debt relief options do I have?
The debt specialist’s at Golden Financial specialize in student loan, unsecured and credit card debt relief. Since 2004, the company has been assisting consumers with their overwhelming unsecured debt issues. Today Golden Financial Services has a range of effective credit card debt programs and student loan relief options to assist you with resolving your debt problems. Get a free consultation by calling 866-376-9846 and learn the best debt relief option for your situation!
What is debt settlement at Golden Financial Services?
Our debt settlement negotiators will contact your creditors and negotiate your balance down to a significant amount less than owed. As a client, you will only have one single and affordable monthly payment. When there is sufficient money accumulated in your trust account, one creditor at a time is settled and paid off, until you are debt-free. On average, it takes around 3-years to graduate from the program.
What is Consumer Credit Counseling?
With consumer credit counseling as your credit card debt relief program all of your credit cards are managed within one payment. A consumer credit counseling program will lower your interest rates on each account and then consolidate your payment into one. The consumer credit counseling company then distributes your payments each and every month to the credit card companies, unlike with debt settlement where the creditors are paid in one-lump-payment and not on a monthly basis. This type of program can have you debt-free in around 4.5-years, on average.
Other debt relief options include:
Was your account sold to a third-party debt collection company and inaccurate negative marks are now reporting on your credit? Learn more about debt validation and credit restoration.
We have the most effective and compliant programs available on the market today for consumers that have a hardship, unsecured debt and that want to save money.
Our negotiators will group together hundreds of client’s worth of debt when negotiating with creditors. This creates leverage that allows us to SAVE YOU the most money!
Currently in the United States the average interest rate on credit card debt fluctuates between 14%-15%, which is high. If you are in that category, or worse off, then…
Do you ever look at your monthly statements? Make sure to view your monthly statements because by law creditors must disclose on your monthly statement how long it will…
Debt Relief News and Expert Debt Relief Tips provided in this blog!
Bienvenido al sitio que te va guiar con la consolidación de deudas. Aquí encontrarás soluciones a tus problemas con las deudas de tarjetas de crédito. Nuestra compañía…
Direct Benefits of Credit Card Hardship Programs Include:
• You get one affordable monthly payment VS. Multiple payme…
Teaching Children About Money, at Golden Financial Services…
What is debt settlement?
Debt settlement is an approach used by debt settlement companies and debtors, to reduce balanc…
CALL 866-376-9846 for a FREE DEBT CONSOLIDATION QUOTE OR;
Request a FREE Credit Repair Consultation today. If you don’t have a credit report we will get one for you.