Debt Settlement Companies

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debt settlement bbb better business rating

Click on this picture to visit the actual Better Business Bureau Website and to see our rating.

Understand How Debt Settlement Companies Become Highly Rated With The Better Business Bureau (BBB)

Golden Financial Services is a debt settlement company that is highly rated with the Better Business Bureau (BBB).

Golden Financial Services has an “A+” BBB Rating and zero unresolved customer complaints.

It is important for consumers to understand misconceptions, accreditation factors and in general how the Better Business Bureaus rating system works.  This page will explain important details related to the BBB that consumers should know about.  We recommend that you read the entire page.

Debt settlement BBB "A" Rating

Debt Settlement Companies That Are Highly Rated With The Better Business Bureau (BBB)

Misconception About Debt Settlement Companies That Are Highly Rated With The BBB

A common misconception consumers have is that if a company is a Better Business Bureau “A” Rated Company, they pay the BBB for their “A”.  That is not true.  Highly rated companies have to work very hard to earn their rating.

         –  In the debt relief arena in order for a company to be highly rated with the BBB, the company must comply with BBB policies. 

         –  The BBB also checks if a company is compliant with the Federal Trade Commission (FTC).  

Does the BBB lie?

Some companies will tell consumers that the BBB is a lie and that the BBB automatically will give a debt company an “F” rating just because of the industry that they are in. 

That is actually a lie. 

Companies that have an “F” rating, have their rating because of the fact that they possibly did not comply with the BBB, the FTC or they could have lots of customer complaints. 

They have that rating for a reason, and the reason is not because the BBB stereotypes companies.

Debt Relief Companies That Are Accredited With The BBB

For a debt relief company to be accredited with the BBB they must purchase their membership.  Companies do pay to be accredited with the BBB.  However being accredited with the BBB is not what earns a company their rating.  There are debt relief companies that are accredited with the BBB that have a “B” rating.

Golden Financial Services is a Highly Rated Debt Relief Company.

The BBB determines our rating based on the following:

  • Length of time business has been operating.
  • Complaint volume filed with BBB for business of this size.
  • Response to complaint(s) filed against business.
  • Resolution of complaint(s) filed against business.
  • BBB has sufficient background information on this business.”

At Golden Financial Services there are hundreds of graduated clients, testimonials and debt negotiation or settlement is proven to work.  

Reduce Credit Card Debt With A Highly Rated Company

To reduce credit card debt consumers should examine all avenues before deciding on debt negotiation.  Try to pay off your debt on your own and stay current, to avoid hurting your credit score.  

Use a debt calculator to figure out how much you have to pay on your accounts, in order to pay them off in a reasonable time-frame.  Use the calculator to help figure out a plan that is affordable and that allows you to save money in interest.

Examine debt settlement or consumer credit counseling, only if you cannot afford to pay off your accounts on your own.

A Debt Settlement Program With Golden Financial Services

The negotiators that work with our firm are aggressive, experienced and work very hard for our clients.  Negotiators will often lump together hundreds of client’s worth of accounts at a given time, then negotiate with the creditor basing negotiations on a large dollar amount, where there is more leverage.  This approach leads to us saving more money for our customers.

Our debt settlement program fee is only earned at the time when settlements occur.  Therefore if our negotiators fail to settle  your debt, the settlement fees will never be earned.  

We also partnered up with highly rated attorneys in the United States.   Our clients are matched with an attorney in their state to legally protect them while on the program.  This is just another one of many steps that we took over the years in order to safeguard our clients, ensuring that their program is successful.

The Golden Financial Services Debt Settlement program helps thousands of consumers with becoming debt free every year.   Contact Golden Financial Services today for a FREE consultation by calling 866-376-9846.