Debt Settlement Program


A Debt Settlement Service may reduce
your monthly payment, and resolve
your balances quickly.

Customer review: Golden Financial Services gave me a customized plan that allowed me to actually be comfortable with my monthly payment.   I was quoted to get out of debt in around 4 years, but already, my first creditor has been paid off ahead of scheduled.  I dont usually leave reviews online, but these guys truly deserve my review.   I definitely recommend their debt relief service to others that are in trouble with debt.
  • Have Only 1 Flexible Monthly Payment
  • Pay off all Accounts in 3 Years or Less
  • Pay Back Less Than the Full Balance
  • Attorney Protection Included
  • The Golden Financial Services
    Program has Been Assisting
    Consumers in the United
    States Since 2004
Flexible Debt Settlement Services Golden Financial Services on the News Golden Financial Services on the News Golden Financial Services on the News


BBB "A"+ Rated Company!

Complete Form or Call


Get Reduced & Affordable Payment!

Fill out the Simple Form on the Right or Call 866-376-9846 for a FREE CONSULTATION.

how the settlement process work

How Does the Settlement Process Work?

Experienced negotiators contact the creditors or collection agencies on behalf of their clients and negotiate a settlement. The settlement is beneficial to the creditor because without it, often consumers will have to declare bankruptcy, where creditors will then lose money.

To Qualify

  • You must have a hardship situation.
  • You must have over $7,500 in total unsecured debt.
  • Not all states qualify.

To get a consultation and find out if you qualify call us at 1-866-376-9846, or start by
filling out the short contact form on the right.

Top Debt Settlement Companies

The top companies will usually have a tremendous amount of leverage with the creditors. Most of the larger companies will use the bulk settlement approach.

The bulk settlement approach is where the settlement company will bulk together, at times hundreds of clients’ worth of accounts, and then negotiate with the creditor based on a massive number of clients’ worth of debt at a given time.

This technique gives our negotiators leverage to solidify the largest discounts.

Over time the larger companies will establish relationships and contacts with the
creditors making the process more efficient.

Our servicing negotiators here at Golden Financial Services settle more than
15 million dollars of debt on a monthly basis.

We strive to provide our clients with superior service they deserve and we
have been focusing on this type of debt relief since 2004.

Debt Settlement Service

What do the best and most trustworthy companies have in common?

  • Provide clients with financial education while on the program. (Click here to learn about debt settlement services and how the program could effect your credit score)
  • Set their customers up with an attorney in their state while on the program in case lawsuits occur or creditors attempt to sue.
  • Provide their clients with asset protection.
  • Have been in business for more than eight years.
  • Have zero unresolved customer complaints.
  • Have the highest rating with the Better Business Bureau (BBB).
  • The negotiators are paid based on how they perform and how much
    money they save their clients.
Trustworthy Debt Settlement Services & Companies


During our consultation, we can answer your questions that you may have, provide
you an estimated savings analysis and details regarding a plan to get you out of debt.
Learn more about all of the debt relief options available in the United States. Golden Financial services


  • Fees are included and results may vary. There are potential tax consequences that could result from a debt settlement program.
  • A debt settlement program will lower a person's credit score. Learn more about rebuilding credit after graduating on a debt settlement program.
  • Creditors are not paid on a monthly basis with a debt settlement program. Creditors can sue a person while they are enrolled on a debt settlement program.
What are the benefits of using an attorney for credit card debt settlement help?