Reasons behind the rising debt burden

National Credit Card Relief Options & Hardship Debt Relief Programs Available

Have a look at the best credit card debt relief options & programs!

Why is it important to understand the best credit card debt relief options & programs? By understanding all of your debt relief options, you are empowering yourself with the necessary knowledge to resolve your debt issues in the most effective manner or to enroll into the right credit card hardship program

United States Debt Statistics (US):

According to a Federal Reserve analysis, the average credit card debt in US households stands at $15,609. It has been confirmed that credit card debt is the third biggest source of household debt.

Credit Card Debt Relief with GFS

The debt specialist’s at Golden Financial specialize in credit card debt relief. Since 2004, we have been helping our clients address their overwhelming credit card debt issues. Today we have a range of effective credit card debt programs to help you get rid of your credit card debts. Get a free consultation by calling 866-376-9846 and learn the best credit card debt relief option for your situation!

Here are your credit card debt relief options

Use our debt settlement option to get rid of your credit card debts. With debt settlement services a professional and experienced negotiator uses the leverage created from other clients’ worth of debt and proprietary company strategies to solidify the maximum savings on each of your unsecured debts. Learn about the benefits and downside of using a debt settlement service here.

Our debt settlement negotiators will contact your creditors and negotiate your balance down to a significant amount less than owed. At Golden Financial Services we have a track-record of working with almost every third-party debt collection company out there and we know approximately what they will settle at before we even start the process. Even though your creditors are not paid on a monthly basis, the program is set up to make it easy for you to manage your payments by making one simple payment each month into your trust account. When there is sufficient money accumulated in your trust account one creditor at a time is paid off until you are debt-free.

If your creditor decides to issue you a summons while on the program, we will have a partner attorney represent you and work towards resolving the summons, allowing you to get through the program successfully.

Learn more about debt settlement services by clicking on the image below.

Read more about our best credit card debt relief options & programs

Learn about our credit counseling programs next (AKA, A debt management plan)
With consumer credit counseling as your credit card debt relief program all of your credit cards are managed within one payment. A consumer credit counseling program will lower your interest rates on each account and then consolidate your payment into one, where the consumer credit counseling company then distributes your payments each month. A consumer credit counseling company works with your creditors directly.

Learn more about consumer credit counseling by visiting this page next.

Other debt relief options include

Find out about our private student loan relief program here

Find out about our federal student loan consolidation program here

Have you fallen behind on your credit card payment? And now your account was sold to a third-party debt collection company and your credit is ruined? Learn how debt validation can address this type of debt problem in the quickest time frame, compared to any other credit card debt relief program .

Latest from the blog
Student Loan Consolidation Options for 2016 + statistics

In the following post you will see the following:

student loan consolidation case example
image of a real consoli…

Scary Facts About Private Student Loan Debt, Revealed!

The complex nature of private student loan debt is insane. The way these loans are created and the path these loans go…

Best Holiday Credit Card Relief Program for 2016

What is the best holiday credit card relief program for 2016? The following program not only can help you to resolve cr…


FREE CONSULTATION — CALL 1-866-376-9846 or use this form

Request a FREE Credit Repair Consultation today. If you don’t have a credit report we will get one for you.


Golden Financial Services
Client saved $4,800 on the Golden Financial Services debt settlement program and avoided having to file for bankruptcy.
Debt Settlement Services
Written by: Jerry A. Saved $4,500
Date Published: 10/07/2013
Golden Financial Services took my stress away and helped me to stay out of bankruptcy… Thank you Golden! To see more Golden Financial Services real testimonials visit here.
5 / 5 stars

Earl Carlson
This consumer used debt settlement services to reduce credit card debt.
Reduced Credit Cards with Settlement Services
Written by: Saved $8,290 Earl Carlson
Date Published: 04/10/2013
“I was close to retirement when I got into a really bad investment…. It took about 22 months for me to complete the program and now I’ve achieved my goal of becoming DEBT FREE! It wasn’t easy, but it was well worth it!”
4.5 / 5 stars