To Get a Small Business Loan — Complete this Online Business Loan Application 

Small Business Administration Loans, Small Business Bank Loans

Apply for a Small Business Loan **** CLICK HERE TO BORROW NOW **** 

Is money the only thing preventing your business from growing? There are several small business loan solutions available to help you conquer that obstacle. Small business bank loans, merchant cash advances, small business administration (SBA) loans and Golden Financial Services Small Business Loans are all potentially viable solutions to your business funding needs. To get approved for a small business loan through Golden Financial Services, fill out this short application.

Quick funding *** Flexible approval rates *** We work with some of the biggest commercial lenders and private lenders to provide you with the best chance of approval!

How do you decide what is the best loan for your small business?

The information below will provide you with a better understanding of the different small business loan options available. We will compare the different options mentioned above; side by side, helping you to find the best business solution that will give you the necessary funding to grow your business.

At Golden Financial Services, we don’t entirely base who we approve for loans on what your credit score is, we also look at the annual revenue that your business generates.

Golden Financial Services Business Loan Benefits

  • Fast funding – If you apply today, you could have your bank account funded by 2 business days
  • Minimal paperwork involved
  • Half the price of a merchant cash advance
  • High credit score NOT required
  • Good payment history is reported to the credit reporting agencies which helps to build credit

Small Business Loan Calculator

How much are you looking to borrow? You can compare rates, monthly payments and see how long it will take to pay off your loan. Try our small business loans calculator and find out approximately how much of a business loan you could qualify for, before you apply.

Golden Financial Services Small Business Loans

VS Merchant Cash Advances

Golden Financial ServicesMerchant Cash Advances
  • Offers a fixed interest and term loan. Our loans are considered to be TRUE small business loans. The loan is paid back through flexible daily payments. No Large Monthly Payments!
  • Are NOT considered a true business loan and they interrupt your credit card receivables, taking a fixed percentage of your daily credit card volume. This continues until the cash advance is paid off.
  • Charges around $21,800 – $24,000 over the course of 6 months, on a $20,000 small business loan, with a daily payment equal to approximately $169 – $186. (This is about half of the cost of what a merchant cash advance would be)
  • Charge $27,600 on a $20,000 loan, with a rate equal to approximately 38 cents on the dollar, over 6 months*. $214 would be the daily payment on this example.
  • Offers small business loans where our customers will not need to change their credit card processors.
  • Requires the borrower to change their credit card processor. This can be a HUGE hassle.
  • Reports good payment history to the credit reporting agencies. This helps a business owner to build good credit.
  • Will not help with building good credit because a person’s payment history is not reported to the credit reporting agencies.

It takes only 15 minutes to APPLY FOR A SMALL BUSINESS LOAN


Golden Financial Services Small Business Loans

VS Small Business Administration Loans

Golden Financial ServicesMerchant Cash Advances
  • May approve an applicant that has a low credit score, if their business is generating a healthy amount of revenue.
  • Can only be obtained if an individual has a high personal credit score along with other strict qualification requirements.

Golden Financial Services Small Business Loans VS

Bank Business Loans

Small Business Administration Loans are really bank loans. The only difference is that the Small Business Administration guarantees a portion of the loan. Refer to the above section “Golden Financial Services Small Business Loans VS Small Business Administration Loans” to compare Golden Financial Services Small Business Loans to Bank Business Loans.

Additional Small Business Loan Resources

Learn about bad credit small business loans.

Here is the Golden Financial Services official Small Business Loans Website.

Visit the Small Business Administration Loans Website.

[schema type=”organization” orgtype=”Corporation” url=”” name=”Golden Financial Services- Small Business Loans” description=”Small Business Loans are available at Golden Financial Services. Borrow up to $250,000.” street=”600 Palm Ave #221″ city=”Imperial Beach” state=”ca” postalcode=”91932″ country=”US” email=”” phone=”866-376-9846″ ]